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Mortgage Advice Process

The Mortgage Credit Directive (MCD) came into effect on the 21st March 2016. Subsequently all documents contained within this section meet those requirements. Within this section you will find documents to assist you with advising and arranging regulated mortgages including second charges, Consumer Buy to Let (CBTL) and Business Buy to Let (BBTL).

Advice Process Manual

Mortgage Advice Process Manual V14 1 MBDOCDownload

Disclosure Documents

Mortgage & Insurance DD Template V4 24 KBDOCDownload
Mortgage & Insurance DD Example 1 V4 21 KBDOCDownload
Mortgage & Insurance DD Example 2 V4 18 KBDOCDownload
Insurance DD Template V3 42 KBDOCDownload
Insurance DD Example 1 V3 39 KBDOCDownload
Insurance DD Example 2 V3 37 KBDOCDownload
Business Buy to Let Customer Declaration 39 KBDOCDownload
Binding Offer and Reflection Period Notice 32 KBDOCDownload
Example ESIS 43 KBDOCDownload

Fact Find

Mortgage Fact Find Template V13 360 KBDOCDownload
Buy to Let Fact Find V3 496 KBDOCDownload

Suitability Letters

Mortgage Suitability Letter V9 236 KBDOCDownload
Consumer Buy to Let Suitability Letter V4 208 KBDOCDownload
Business Buy to Let Suitability Letter V3 207 KBDOCDownload

Execution Only / Rejected Letters

Execution Only Template 28 KBDOCDownload
Execution Only Template - HNW or Business Customer 30 KBDOCDownload
Rejected Advice Template 29 KBDOCDownload

Fee Election

Fee Election Form 34 KBDOCDownload
Fee Election Form Including Second Charge 36 KBDOCDownload

Customer Cold Calling Pre-Contact Letters

Contact (Research Customer) 28 KBDOCDownload
Contact (Introducer) 30 KBDOCDownload
Contact (Intro from Customer) 29 KBDOCDownload
Contact (Existing Customer) 28 KBDOCDownload
Express Permission 24 KBDOCDownload

Introducer Letter

Introducer letter to customer 26 KBDOCDownload

Mortgage Market Review (MMR)

Mortgage Market Review Plan 108 KBDOCDownload

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